Solano Grand Housing Loan Information
Understanding how much you can borrow is essential before committing to Solano Grand. Two frameworks govern this in Singapore: the Loan-to-Value (LTV) limit, which caps how much of the price a bank can lend, and the Total Debt Servicing Ratio (TDSR), which limits total monthly debt repayments to a share of your income. Executive condominium buyers using bank loans are subject to both.
The first table shows current LTV limits and minimum cash downpayments; the second summarises the TDSR and stress-test rules used to assess affordability.
| Loan | LTV (tenure ≤30yr & age ≤65) | LTV (tenure 31–35yr or age >65) | Min. cash downpayment |
|---|---|---|---|
| 1st housing loan | 75% | 55% | 5% |
| 2nd housing loan | 45% | 25% | 25% |
| 3rd & subsequent | 35% | 15% | 25% |
Figures are current standard Singapore rates and are subject to change. Confirm with IRAS/MAS and your banker before committing.
| Maximum loan tenure | 35 years (subject to age and LTV limits) |
| TDSR threshold | Total monthly debt obligations capped at 55% of gross monthly income |
| Stress-test interest rate | Medium-term reference rate, around 4% (used to compute the TDSR) |
| Co-borrower / guarantor | Income-weighted average age used where applicable; guarantor may be required if TDSR is exceeded |
Figures are current standard Singapore rates and are subject to change. Confirm with IRAS/MAS and your banker before committing.
For a typical first-time Solano Grand EC buyer with a loan tenure of 30 years or less and within the age limit, banks may finance up to 75% of the purchase price, with at least 5% payable in cash and the balance in cash or CPF. Eligible first-timer households may also qualify for CPF housing grants, improving affordability further. Because rates and rules change, obtain an in-principle approval from your bank and confirm figures with MAS guidelines before you commit. Review the payment scheme and stamp duty tables for the complete cost picture, or contact our team for help. Back to Solano Grand home.
Register Your Interest
No obligation. We respond personally to every enquiry.
Be first to receive the VVIP preview date, indicative pricing and floor plans. No obligation.